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India's Independent Citizen Schemes Directory

Discover Indian Government Schemes, Subsidies & Benefits

Easily check your eligibility, calculate benefits, gather required documents, and apply directly on verified central & state government portals.

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₹5 Lakh+

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28+ States

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Free Public Directory

Most Applied Schemes

Popular Government Schemes

Flagship welfare initiatives with high citizen enrollment across agriculture, healthcare, housing, and women welfare.

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F
All India
Central Scheme

Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)

Ministry of Agriculture & Farmers Welfare

Direct income support of ₹6,000 per year for all landholding farmer families across India.

Key Benefit Type:Direct Cash Transfer (DBT)
Max Value / Year:₹6,000
Updated 15 Feb 2025 Official Portal
H
All India
Central Scheme

Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (PM-JAY)

Ministry of Health and Family Welfare

World's largest government-funded health assurance scheme providing ₹5,00,000 cashless cover per family per year.

Key Benefit Type:Cashless Health Insurance
Max Value / Year:₹5.0 Lakh
Updated 20 Jan 2025 Official Portal
H
All India
Central Scheme

Pradhan Mantri Awas Yojana - Urban (PMAY-U 2.0)

Ministry of Housing and Urban Affairs

Affordable housing mission providing credit-linked interest subsidy up to ₹2.67 Lakh for urban families.

Key Benefit Type:Home Loan Interest Subsidy
Max Value / Year:₹2.7 Lakh
Updated 15 Jan 2025 Official Portal
B
All India
Central Scheme

Pradhan Mantri Mudra Yojana (PMMY)

Ministry of Finance

Collateral-free institutional micro-credit up to ₹10-20 Lakhs for small business entrepreneurs.

Key Benefit Type:Collateral-free Business Loan
Max Value / Year:₹20.0 Lakh
Updated 1 Feb 2025 Official Portal
S
All India
Central Scheme

National Scholarship Portal (NSP - Post-Matric & Merit-cum-Means)

Ministry of Education

One-stop national portal for Central and State government pre-matric and higher education scholarships.

Key Benefit Type:Direct Scholarship Grant
Max Value / Year:₹75,000
Updated 10 Jan 2025 Official Portal
H
All India
Central Scheme

PM Surya Ghar: Muft Bijli Yojana

Ministry of New and Renewable Energy

Free electricity scheme providing up to ₹78,000 direct subsidy for residential rooftop solar installation.

Key Benefit Type:Direct Subsidy on Solar Equipment
Max Value / Year:₹78,000
Updated 12 Feb 2025 Official Portal
Interactive Citizen Eligibility Matcher

Find Government Schemes You Qualify For

Select your profile criteria below to instantly filter all eligible Central and State welfare benefits with direct verified application links.

Found 18 Schemes Matching Your Selection
F
All India
Central Scheme

Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)

Ministry of Agriculture & Farmers Welfare

Direct income support of ₹6,000 per year for all landholding farmer families across India.

Key Benefit Type:Direct Cash Transfer (DBT)
Max Value / Year:₹6,000
Updated 15 Feb 2025 Official Portal
H
All India
Central Scheme

Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (PM-JAY)

Ministry of Health and Family Welfare

World's largest government-funded health assurance scheme providing ₹5,00,000 cashless cover per family per year.

Key Benefit Type:Cashless Health Insurance
Max Value / Year:₹5.0 Lakh
Updated 20 Jan 2025 Official Portal
H
All India
Central Scheme

Pradhan Mantri Awas Yojana - Urban (PMAY-U 2.0)

Ministry of Housing and Urban Affairs

Affordable housing mission providing credit-linked interest subsidy up to ₹2.67 Lakh for urban families.

Key Benefit Type:Home Loan Interest Subsidy
Max Value / Year:₹2.7 Lakh
Updated 15 Jan 2025 Official Portal
B
All India
Central Scheme

Pradhan Mantri Mudra Yojana (PMMY)

Ministry of Finance

Collateral-free institutional micro-credit up to ₹10-20 Lakhs for small business entrepreneurs.

Key Benefit Type:Collateral-free Business Loan
Max Value / Year:₹20.0 Lakh
Updated 1 Feb 2025 Official Portal
S
All India
Central Scheme

National Scholarship Portal (NSP - Post-Matric & Merit-cum-Means)

Ministry of Education

One-stop national portal for Central and State government pre-matric and higher education scholarships.

Key Benefit Type:Direct Scholarship Grant
Max Value / Year:₹75,000
Updated 10 Jan 2025 Official Portal
H
All India
Central Scheme

PM Surya Ghar: Muft Bijli Yojana

Ministry of New and Renewable Energy

Free electricity scheme providing up to ₹78,000 direct subsidy for residential rooftop solar installation.

Key Benefit Type:Direct Subsidy on Solar Equipment
Max Value / Year:₹78,000
Updated 12 Feb 2025 Official Portal
Explore by Citizen Group

Schemes Categorized for Every Citizen

Browse tailored government initiatives designed specifically for farmers, students, women entrepreneurs, seniors, and businesses.

View All Schemes

Farmers & Agriculture

Income support, crop insurance, subsidized fertilizers, solar pumps, and machinery grants for cultivators and agricultural labourers.

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Women Empowerment & Welfare

Direct cash transfers, maternal health grants, self-help group loans, free LPG connections, and entrepreneurship capital.

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Students & Education

Pre-matric & post-matric scholarships, fee reimbursements, fellowship grants, hostel subsidies, and study abroad aid.

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Health & Medical Cover

Cashless secondary and tertiary hospitalization cover, generic medicine outlets, maternal immunizations, and critical illness relief.

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Housing & Urban Development

PMAY credit-linked interest subsidies, pucca house construction grants for rural and urban homeless or kucha house residents.

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Senior Citizens & Pensions

Guaranteed monthly pensions, subsidized healthcare, travel concessions, and post-retirement social security protection.

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Business, MSME & Startups

Collateral-free Mudra credit, credit guarantee funds, seed capital, technology upgradation subsidies, and artisan toolkits.

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Employment & Skilling

Free vocational training, apprentice stipends, 100 days guaranteed rural employment, and job placement facilitation.

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Social Welfare & Minority Empowerment

Targeted affirmative welfare, special coaching schemes, rehabilitation grants, and disability accessibility devices.

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Financial Inclusion & Insurance

Zero-balance Jan Dhan bank accounts, accidental death insurance, term life covers at nominal annual premiums.

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Central Government Highlights

National Flagship Initiatives

All Central Schemes
F
All India
Central Scheme

Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)

Ministry of Agriculture & Farmers Welfare

Direct income support of ₹6,000 per year for all landholding farmer families across India.

Key Benefit Type:Direct Cash Transfer (DBT)
Max Value / Year:₹6,000
Updated 15 Feb 2025 Official Portal
H
All India
Central Scheme

Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (PM-JAY)

Ministry of Health and Family Welfare

World's largest government-funded health assurance scheme providing ₹5,00,000 cashless cover per family per year.

Key Benefit Type:Cashless Health Insurance
Max Value / Year:₹5.0 Lakh
Updated 20 Jan 2025 Official Portal
H
All India
Central Scheme

Pradhan Mantri Awas Yojana - Urban (PMAY-U 2.0)

Ministry of Housing and Urban Affairs

Affordable housing mission providing credit-linked interest subsidy up to ₹2.67 Lakh for urban families.

Key Benefit Type:Home Loan Interest Subsidy
Max Value / Year:₹2.7 Lakh
Updated 15 Jan 2025 Official Portal
Citizen Digital Services

Essential Public Services Portals

Direct access to verified government citizen portals for Aadhaar, PAN card, driving licence, DigiLocker certificates, and PF passbooks.

View All 8+ Citizen Services
Identity & VerificationVerified

UIDAI myAadhaar Portal Services

Unique Identification Authority of India (UIDAI), MeitY

Access official digital Aadhaar services: download e-Aadhaar PDF with digital signature, update demographic address online with valid proof, order tamper-proof PVC Aadhaar card, check Aadhaar-bank account seeding status, and lock/unlock biometric security.

Fee: Free for e-Aadhaar / ₹50 for PVC card order
Open Official Portal
Taxes & Financial IdentityVerified

Income Tax e-Filing & Instant e-PAN

Income Tax Department, Ministry of Finance

Official government portal for getting instant paperless e-PAN within 10 minutes using Aadhaar e-KYC, verifying PAN validity, linking PAN with Aadhaar, and filing Annual Income Tax Returns (ITR-1 through ITR-7) seamlessly.

Fee: Instant e-PAN is 100% Free / Standard reprint ₹50
Open Official Portal
Transport & DrivingVerified

Parivahan Sewa (Sarathi & Vahan)

Ministry of Road Transport and Highways (MoRTH)

Comprehensive citizen portal for transport services: apply for Learner's Licence (LL) with online proctored test from home, Permanent Driving Licence (DL) booking, DL renewal, international driving permit, vehicle RC transfer, and fitness certificates.

Fee: Government statutory fees (₹200 for LL, ₹300-₹500 for DL)
Open Official Portal
Digital Certificates & StorageVerified

DigiLocker Digital Document Wallet

Digital India Corporation, MeitY

DigiLocker is the Government of India's premier digital wallet providing citizens access to authentic digital documents. Documents issued directly by authorized issuers (Aadhaar, Driving Licence, Vehicle RC, CBSE marksheets, Degree certificates, Ration cards) are treated on par with original physical documents under Rule 9A of the IT Rules.

Fee: 100% Free of Cost
Open Official Portal
Guides & Policy Insights

Step-by-Step Guides & Articles

Practical instructions on completing biometric e-KYC, generating OTR numbers, downloading Ayushman golden cards, and avoiding common application rejections.

Citizen Help & Transparency

Frequently Asked Questions

Everything you need to know about navigating government welfare schemes, verifying official links, and protecting yourself from fraudulent portals.

No. Sarakari Yojna is an independent informational discovery platform operated to help citizens easily find, compare, and understand Indian welfare schemes. We are NOT affiliated with, sponsored by, or operated by the Government of India or any State Government. All applications are submitted directly on the respective official government portals ending in .gov.in or .nic.in.
Transparency & Anti-Fraud Guarantee

How We Protect Citizens from Fake Welfare Portals

Fraudulent websites imitating government schemes routinely attempt to charge unauthorized fees or steal citizen credentials. At Sarakari Yojna, our editorial policy ensures every single scheme application button links strictly and securely to verified .gov.in or .nic.in portals.

Zero Intermediary Fees: We never charge for viewing information or links.
No Data Harvesting: We do not ask for your bank PIN, Aadhaar OTP or password.
Official Verification: Links are tested and cross-referenced with Union/State gazettes.
Clear Attribution: Always citing the responsible Ministry & Department.

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