Citizen Category Directory
Business, MSME & Startups Schemes & Benefits
Collateral-free Mudra credit, credit guarantee funds, seed capital, technology upgradation subsidies, and artisan toolkits.
Target Beneficiaries: Micro enterprises, artisans, shopkeepers, SC/ST and women founders
Business, MSME & Startups Schemes (3)
View all categories →B
All India
Central Scheme
Pradhan Mantri Mudra Yojana (PMMY)
Ministry of Finance
Collateral-free micro-credit up to ₹20 Lakh for small business entrepreneurs (₹10–20 Lakh under Tarun Plus for repeat borrowers).
Key Benefit Type:Collateral-free Business Loan
Max Value / Year:₹20.0 Lakh
Updated 10 Oct 2026 Official Portal
B
All India
Central Scheme
PM Vishwakarma Kaushal Samman
Ministry of Micro, Small and Medium Enterprises
Empowering traditional artisans and craftspeople with ₹15,000 toolkits and low-interest credit up to ₹3 Lakh.
Key Benefit Type:Subsidized Loan & Skill Grant
Max Value / Year:₹3.0 Lakh
Updated 10 Oct 2026 Official Portal
B
All India
Central Scheme
Stand-Up India Scheme
Ministry of Finance
Bank loans of ₹10 Lakh to ₹1 Crore for SC, ST and women greenfield entrepreneurs. The scheme ended in March 2025 and is being revamped.
Key Benefit Type:Large Institutional Business Loan
Max Value / Year:₹100.0 Lakh
Updated 10 Oct 2026 Official Portal